Disclaimers

Last Updated: December 2025

Please read these disclaimers carefully before using HustleMath. By using our website, you acknowledge that you have read, understood, and agree to these disclaimers.

Educational Purpose Only

All calculators, tools, estimates, projections, guides, and content on this website are provided for informational and educational purposes only. They are designed to help you understand concepts and run hypothetical scenarios, not to make decisions for you.

Not Financial Advice

The owners, operators, and contributors of HustleMath are NOT licensed financial advisors, certified public accountants, tax professionals, attorneys, or any other type of licensed professional.

Nothing on this website should be construed as personalized financial advice. Before making any financial decision, including starting a business, investing money, or changing your income sources, you should consult with qualified professionals including:

• A licensed financial advisor or planner
• A certified public accountant (CPA)
• A licensed attorney
• Other qualified professionals as appropriate

No Guarantees of Accuracy

While we strive to provide accurate and up-to-date information, we make NO guarantees regarding the accuracy, completeness, reliability, or currentness of:

• Platform fee structures (Etsy, eBay, YouTube, etc.)
• CPM, RPM, or advertising rates
• Industry averages and benchmarks
• Time estimates for various activities
• Tax rates and regulations
• Any other data used in our calculations

Platform fees and policies change frequently. Always verify current rates directly with the platform before making decisions.

No Guarantee of Results

Individual results vary dramatically. The estimates provided by our calculators represent hypothetical scenarios based on industry averages and your inputs. They are NOT predictions of what you will earn.

Actual results depend on numerous factors including but not limited to:

• Individual effort and time invested
• Quality of products, content, or services
• Market conditions and competition
• Geographic location
• Timing and seasonality
• Prior skills and experience
• Access to capital
• Personal circumstances
• Luck and unpredictable factors

Many people who attempt side hustles earn little to nothing, especially in the first year. Some lose money. Past performance of others does not guarantee your future results.

YMYL (Your Money Your Life) Disclosure

We recognize that financial decisions can significantly impact your life. We take this responsibility seriously, which is why we:

• Provide conservative estimates rather than best-case scenarios
• Include "reality checks" to flag potentially unrealistic expectations
• Encourage verification with official sources
• Recommend consulting with licensed professionals
• Clearly state our limitations

However, you are ultimately responsible for your own financial decisions. Do not rely solely on our tools.

External Links and Resources

Our website may link to external resources including:

• Platform official pages (Etsy.com, YouTube.com, etc.)
• Government websites (IRS.gov, SBA.gov, etc.)
• Third-party tools and services
• Affiliate partner websites

We provide these links for your convenience but are not responsible for the content, accuracy, or practices of external websites. We encourage you to review the terms and privacy policies of any external site.

Affiliate Disclosure

Some links on HustleMath are affiliate links. When you click these links and make a purchase, we may receive a commission at no additional cost to you.

Important: We only recommend products and services we believe may be useful to our audience. However, we do not personally use or test every product we link to. The presence of an affiliate link does not constitute an endorsement or guarantee of the product.

You are responsible for conducting your own research before making any purchase.

Tax Disclaimer

Any tax-related estimates or information on this website are general in nature and should NOT be relied upon for tax planning or filing. Tax laws are complex, vary by jurisdiction, and change frequently.

Self-employment income has specific tax implications including:

• Self-employment tax (Social Security and Medicare)
• Quarterly estimated tax payments
• State and local tax obligations
• Deduction and expense rules

Consult a licensed CPA or tax professional for guidance specific to your situation. For official tax information, visit IRS.gov.

Small Business Disclaimer

Starting a business or side hustle involves risks including financial loss. Before starting any business activity, consider:

• Business registration and licensing requirements in your area
• Insurance needs (liability, professional, etc.)
• Contractual obligations and legal requirements
• Platform terms of service compliance
• Intellectual property considerations

For small business resources, visit the U.S. Small Business Administration (SBA).

Limitation of Liability

To the maximum extent permitted by law, HustleMath, its owners, operators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our website or any decisions made based on our content.

This includes, but is not limited to, any financial losses, lost profits, business interruptions, or other damages related to your use of our calculators, tools, or information.

Changes to Disclaimers

We may update these disclaimers at any time. Changes will be posted with an updated date. Your continued use of the website constitutes acceptance of any changes.

Contact

If you have questions about these disclaimers, please contact us through the website feedback channels.

For our complete terms, see our Terms of Service and Privacy Policy.