Photography Equipment ROI Calculator

Calculate break-even timelines for camera bodies, lenses, lighting, and accessories. Make smarter gear investment decisions based on your actual income potential.

Break-even timelineTrue ROI percentageMonthly income neededDepreciation impact

How to Use This Calculator

  1. 1.Enter the equipment cost
  2. 2.Estimate revenue per use (per shoot, per stock sale)
  3. 3.Enter expected monthly uses
  4. 4.See your break-even timeline and ROI

Smart Equipment Investment Strategy

Buy Income-Enabling Gear First: A $300 50mm f/1.8 lens might open portrait work opportunities. A $100 flash could enable event photography. Focus on gear that unlocks new revenue streams.

Rent Before Buying: Services like LensRentals let you rent specialty gear for specific jobs. If you need a tilt-shift lens once a year, renting makes more sense than a $2,000 purchase.

The Upgrade Trap: That shiny new camera body won't make your photos significantly better. Most clients can't tell the difference between a $1,500 and $5,000 camera. Skills and lighting matter more.

Common Questions

How do I calculate ROI on camera equipment?

ROI = (Revenue Generated - Equipment Cost) / Equipment Cost. For example, a $500 lens that helps you earn $1,500 in new business has a 200% ROI. Our calculator factors in depreciation, helping you see the true picture.

Should I buy new or used camera gear?

Used gear often offers 30-50% savings with minimal quality difference. Camera bodies depreciate fast (15-25%/year), so buying used makes sense. Lenses hold value better - buying new is more justifiable. Reputable sellers like MPB, KEH, and B&H used offer warranties.

What photography equipment should I buy first?

Prioritize gear that enables new revenue: A 50mm f/1.8 ($150-300) opens portrait work. A basic flash ($100-200) enables event photography. Focus on income-enabling gear, not marginal upgrades to existing equipment.

How fast does camera equipment depreciate?

Camera bodies depreciate 15-25% annually. Entry-level bodies depreciate faster than professional bodies. Lenses depreciate 5-15% annually and often hold value well. Lighting equipment depreciates 10-20% annually.

ROI calculations are estimates. Actual payback depends on your market, marketing efforts, and how often you use the equipment. Depreciation varies by brand and model. This is not financial advice.